Many people have been put into the position where they need to determine whether they should file a claim after a personal injury accident. Often, it can be difficult for the victim in an accident to separate the claim from the person who caused the injuries. In fact, unless the person who caused the accident acted in a way that was especially egregious, they are not truly the ones getting hit with a personal injury claim, their insurance is. When this is the case, you may be wondering what happens if an insurance company denies your claim outright or offers you a settlement that is so laughable you cannot possibly take it. Especially under these circumstances, it is wise to work with a lawyer you can rely on during this process so that they can help you with low or no settlement offers.
What To Do At the First Sign of a Low Offer
As a lawyer, like a personal injury lawyer in San Francisco, California from the Morales Law Firm knows, when an insurance company gets your personal injury claim, the first thing they are going to do will not be to send you a reasonable settlement offer. In fact, the insurance agents will go over the details of your case, crunch the numbers, then provide you with the lowest settlement offer they possibly can while making you feel bad for submitting a claim in the first place. What should you do when this happens? You typically have 3 options.
- Accept the low settlement offer and move on from the claim.
- Accept that they will not go any higher but reject the settlement offer and get nothing.
- Negotiate for a higher settlement offer that you deserve with the help of your lawyer.
There is one option that has the opportunity to get you everything you need after someone else injured you in an accident, and that is option three. Your best chance of getting a settlement that works for you is by starting off your claims process by working with a lawyer you can rely on the entire time. You have the right to reject a lowball offer and negotiate for something that you deserve. Your lawyer can help you write a rejection letter that states why the offer you were given was too low and what kind of compensation you would like.
Where can I turn to?
Negotiating with an insurance agent is not only incredibly time-consuming but it is also emotionally very stressful, especially when you are trying to recover from an accident. When you need to negotiate after an insurance agent offered you a low settlement option, turn to a team of attorneys you can trust at your local law firm.